When evaluating risk profiles, the more loan history available the better able you are to evaluate the creditworthiness of an applicant. Teletrack's positive loan data from non-prime lenders provides a more refined differentiation of risk. This consumer information allows you to evaluate an applicant based on past repayment history, current loan balance, and total number of open loans. Teletrack's positive loan data is designed to enhance your ability to meet your target approval rate by providing additional information about a consumer's performance on non-traditional finance arrangements.

Teletrack’s value-added positive loan data includes information about open and paid loans gathered from Teletrack's data contributors, such as payday lenders.

For each individual loan, Teletrack supplies the name of the lender, date opened, original loan amount, including fees. Teletrack's positive loan data helps you maximize your ability to understand the debt level of the applicant. With this information, you are able to see the complete credit cycle from inquiry to loan. The loan amount and dates provided help you decide the right amount to lend based on the applicant's past payment history on other finance arrangements.

In addition, Teletrack identifies the type of loan that was issued. Loan types include payday advances or installment loans. The status of each is reported back to you along with your standard Teletrack service.