The ability to offer your customers a wider range of loan products may be a competitive advantage for your business. With access to Teletrack’s installment loan services, you can leverage our automated decisioning system, DecisionManager™, and our extensive database in conjunction with a traditional credit report from one of the national credit repositories to underwrite your installment loan product.

Leveraging Teletrack's unique data, coupled with access to more traditional data sources, Teletrack's DecisionManager™ allows you to set your risk tolerance when extending an installment loan. Teletrack enables you to extend financing for larger amounts or longer-term loans to consumers that desire an installment loan or do not qualify for a payday advance based on your corporate policies.

ACCESS TRADITIONAL CREDIT BUREAU DATA AUTOMATICALLY
• When the consumer meets or exceeds a minimum score based on Teletrack data
• When the consumer qualifies based on your business rules

Teletrack's installment loan service analyzes the information in our databases, including charge-offs, paid charge-offs, inquiries, and open loans as well as application information. The decisioning module uses this information to apply decisions based on your business rules. For example, these business rules can determine an approval score limit within Teletrack's system and apply a maximum loan amount. In addition, Teletrack's DecisionManager is able to access traditional credit bureau data simultaneously to further establish the credit worthiness of a particular consumer.