Using the extensive data from FIS DebitBureau®, the FIS Debit Report provides real-time debit summaries about consumers who have or had checking or savings accounts. Updated nearly 350,000 times each day, FIS DebitBureau is a powerful tool that a lender can use to help determine creditworthiness, and review a consumer's past banking history, with information from more than 8,500 banks with over 100,000 locations and from 70,000 retailers and merchants.

With CoreLogic® Teletrack™ you can access the FIS Debit Report for a score and more than 78 data attributes through the same interface used to process credit inquiries against the Teletrack database. When accessing FIS Debit Report through our interface you receive a score that can be used to help evaluate banking behavior and the underlying data from FIS DebitBureau. In addition, data from FIS for new account verification and risk management and the FIS SCAN^SM check authorization network, are incorporated in FIS Debit Report.

FIS Debit Report provides information about accounts closed for abuse and fraud, account opening inquiries, deposit account collections, check order history, non-sufficient funds (NSF) check activity and other banking data that are useful predictors of financial risk.

Historically, consumers establish a debit account earlier than a credit record, which is why data from FIS DebitBureau is valuable when assessing the risk associated with non-traditional credit transactions. FIS Debit Report can augment Teletrack data returned during a transaction in situations where there is no record of the consumer in the Teletrack database, and also provide deeper insight into a consumer’s financial behavior for an applicant with a detailed history in the CoreLogic Teletrack database.